FINOX Financial Service Pvt Ltd Your Friend in Need

Loan Solutions for Your Future

Access a wide range of loan products tailored to your needs with competitive interest rates and flexible repayment options.

Our Loan Products

We offer both secured and unsecured loans at competitive interest rates. Our loan products are designed to meet various financial needs with simple application processes and quick approvals.

Housing Loan

A housing loan helps you purchase or construct your dream home with affordable EMIs. We offer competitive interest rates and flexible repayment options for up to 30 years.

Project Loan

Special financing for projects and real estate development. Ideal for builders and developers looking for construction financing with flexible terms.

Personal Loan

Personal loans are all-purpose unsecured loans which can be availed for various needs such as education, home renovation, travel, medical expenses or business. We offer hassle free, no guarantor and no security personal loans at affordable EMIs.

Loan Against Property

Loan against property (LAP) is a secured loan that is offered against residential or commercial property for purposes such as business expansion, higher education, home renovation, medical emergencies etc.

Vehicle Loan

Vehicle loan is a secured loan offered for purchasing a new car, pre-owned or used car, two wheeler or commercial vehicle. The loan is offered as a term loan for 3 to 5 years at an affordable interest rate.

Gold Loans

Gold loan is a secured loan, ideal for short term cash requirements. The loan can be applied by pledging Gold jewelry, ornaments, coins etc at low interest rate. The approval is fast and requires minimum documentation.

MSME Loan

MSME Loans are easy and flexible secured/unsecured business loans that can be used for working capital requirements, business expansion and growth or purchase of commercial/ industrial property.

Education Loan

Education Loans provide financial support for students pursuing higher studies in India or abroad. Cover tuition fees, accommodation, books, and other expenses with flexible repayment options.

Reverse Mortgage Loan

Reverse Mortgage Loans allow senior citizens to convert their home equity into regular income while retaining ownership. A secure way to supplement retirement funds without selling the property.

Agri & Rural Loan

Agri & rural loans are lending schemes for farmers and rural applicants. The purpose of the loan is to support agriculture as well as non-agriculture activities. The loan can be availed as gold loan, tractor loan, crop loan etc.

Government Subsidy Loan

Special loan programs with government subsidies for eligible applicants. These loans come with reduced interest rates and special terms under various government schemes.

Why Choose Our Loan Services?

We provide fast, flexible and affordable loan solutions tailored to your needs

Loan Services

Simple & Quick Loan Processing

Our loan application process is designed to be simple and straightforward with minimal documentation requirements. We understand that when you need a loan, you need it quickly.

With our digital processing and network of lending partners, we can provide quick approvals and disbursements, often within 24-48 hours for eligible applicants.

Apply Now

Quick Approval

Get loan approvals within hours with our streamlined digital application process.

Competitive Rates

Enjoy some of the most competitive interest rates in the market with flexible terms.

Minimal Documentation

Simple documentation process with most loans requiring only basic KYC documents.

Dedicated Support

Personalized assistance throughout your loan journey from application to repayment.

Ready to Apply for a Loan?

Get started with your loan application today and receive a quick decision on your eligibility.

Apply Now

Loan Eligibility Criteria

Our basic eligibility requirements for most loan products:

  • Minimum age: 18 years
  • Maximum age: 75 years (at loan maturity)
  • Minimum income: as per Requirement of Loan
  • Minimum employment: 1 year with current employer
  • Good credit score (varies by loan type)

Additional requirements may apply for specific loan products.

Documents Required

Typical documents needed for loan applications:

  • Identity Proof (Aadhaar, PAN, Passport, etc.)
  • Address Proof (Utility bill, Rental agreement, etc.)
  • Income Proof (Salary slips, Bank statements, etc.)
  • Employment Proof (Offer letter, Employment certificate)
  • Property documents (for secured loans)

Document requirements may vary based on loan type and amount.